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For the past six years, Home Alliance has made a name for itself by being the quickest issues non-medical mortgage term product. How fast, you may ask? We've averaged less than 3 a day issue rate on 85% of applications submitted!

You can now sell $250,000 of coverage to anyone 18 to 65 years old. No Mortgage is Required!

Have Your Non-Med Term Business Issued Quickly!
Eligible Ages:

• Face Amounts Start As Low As $25,000
• Coverage Up To $250,000 Issued On Non-Medical Basis
• Guaranteed Premiums That Remain Level
• Level Premium Term Plans Guaranteed Renewal On A Non-Medical Basis
• 75% Accelerated Death Benefit Rider Included With All Plans
• A Death Benefit Your Designated Beneficiary Can Use To Pay The Mortgage, School Tuition Or Day-To-Day Expenses.
• Face-To-Face Sales Are Not Required, You Can Do Business In Any State That You Are Appointed, You Can Sell Via Fax, Mail, Or Internet
• An Optional Return Of Premium Rider Which Returns 100% Of Your Paid Premiums As Long As Your Policy Remains In Force Until The End Of The Term
• Level and Decreasing Term Available
• 3 Page Application
• Speak Directly With The Underwriters And New Business Associates
• No Interest Charge On Annualized Commissions
• No E & O Required (required for KY only)

Plan Details
Click Here for the Home Alliance Quick Reference Guide

Accelerated Death Benefit
75% of the base plan's face amount will be advanced if the insured is diagnosed with a terminal illness with less than 6 months to live, or if the insured is confided to a nursing home with non-correctable medical condition and is expected to remain in the home until death.

Optional Rider Details
ACCIDENTAL DEATH BENEFIT RIDER
Pays if the insured dies due to an accident, within 90 days of the accident.
RETURN OF PREMIUM
100% of premium payments will be returned at the end of the policy's term plan (not available on 10 year term).
WAIVER OF PREMIUM
Premiums will be waived on the base plan if the insured is continually, totally disabled for at least 90 days.
SPOUSE AND CHILD RIDER
Spouse may be insured under a renewable term rider for the same face amount and term plan. Children may be insured under the children's term life rider.

 Critical Provider  (High Commissions and renewals)

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Critical Provider is a level, renewable & convertible 10 or 20 year term life policy with accelerated benefit rider for 18 Critical Illness Conditions.

Click Here for the Client Brochure. This is very nice. This product is great for businessman or self employeed clients. Call me for more details on this hot product.

Money Purchase Rate Book

  (Click Here)

The New Critical Provider Plan is now approved in:

AL, AK, AZ, AR, CA, CO, DE, DC, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MI, MS, MO, 
NE, NV, NH,  NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX,  VT, WV, WI, WY

 All NEW “Mini” Critical Illness Product (Supplemental Solutions)

• 20 Year Guaranteed Renewable Term policy from $5,000 to $50,000
• Provides Lump Sum Cash Benefits For Cancer & an optional Heart Attack and Stroke Benefit
• Separate CASH Benefit Plan Available (4 Plans to choice from)
• Issue ages 17 - 79
• Simplified, Jet Issue Underwriting; 3 Question App; No MIB
• 100% RETURN OF PREMIUM
• Individual and Family Rates Available
• Separate CASH Benefit Plan Available

GTL
Guarantee Trust Life Insurance Company
1275 Milwaukee Ave
Glenview, Illinois 60025

 For HomeAlliance Term Life Insurance Software, Latest Release: 07/18/2008, please click here . For installation instructions, click here .

Contract
Click here to download.